Mastercard® like the other credit card issuers is offering a premium product for high-end clients, out of interest’s sake I couldn’t help but look into it. The Black card is an exclusive product with a higher perceived value over competing credit cards. Needless to say, Mastercard® claims the card displays a certain degree of prestige through high credit limits, combined no doubt through the high fees and would be best suited to the business traveller paying bills on the company card.

Manufactured from stainless steel with a carbon back for greater durability and distinction, I would tend to like this card as I always tend to damage my plastic credit cards in my wallet. With 46 worldwide patents, this card has a reasonable annual fees supported by a host of luxury benefits such as concierge, VIP lounge access and Priceless® invitation only entertainment.

The card offers a list of exclusive services including travel assistance, travel medical insurance, luggage protection, travel insurance, trip inconvenience insurance, airport lounge access irrespective of frequent flier programs and concierge services. I have a standard Mastercard® and whilst always searching for improved products, I have to look at what Mastercard®, Visa® and American Express® offer. I don’t think I will be upgrading anytime soon – not for that price anyway.